What to Look for in a Home Inspection Report

🏠 What to Look for in a Home Inspection Report (Before You Sign on the Dotted Line!)

So, you’ve found the one—that home you can picture cozying up in for years to come. You’ve made the offer. It’s been accepted. Next up? The home inspection.

A home inspection isn’t just a formality—it’s one of the most important parts of the buying process. It tells you exactly what you’re walking into before you commit. But let’s be real: these reports can feel like reading a foreign language if you’re not in the business.

Don’t worry—I’ve got your back. 👇

🔍 Why a Home Inspection Really Matters

Think of the inspection as your home’s check-up. A licensed inspector evaluates the condition of the property—structure, systems, safety—and gives you the full picture.

But the key? Knowing how to read between the lines. Not every “deficiency” is a deal breaker. Some are cosmetic, others might cost you thousands later.

✅ The Must-Watch Sections of the Report

Here’s what every buyer (and their savvy realtor) should pay close attention to:

1. Structural Concerns

Cracks in the foundation, sagging roofs, or sloping floors? These can be red flags. Structural fixes often come with a big price tag—and bigger headaches.

💡 Realtor tip: Ask the inspector if the issues are cosmetic or if you’ll need a structural engineer to take a closer look.

2. Roof Condition

You don’t want to move in and find out the roof’s got a few years left—or worse, it’s already leaking.

🔨 Pro insight: Replacing a roof can cost $8K–$20K. If it’s nearing the end of its life, you might renegotiate.

3. Plumbing and Electrical Systems

Leaks, low water pressure, outdated wiring, or unsafe panels? These systems are the heart of a functional home.

⚠️ Realtor watch-out: Look for phrases like “double tapping” or “federal Pacific panel”—those are red flags.

4. HVAC and Water Heater

You want to know how old they are and if they’ve been serviced regularly. Replacing either isn’t cheap.

🧰 My advice: If you see “beyond expected lifespan,” budget for a replacement or ask the seller to contribute.

5. Pest or Moisture Issues

Termites, mold, or excess moisture in crawl spaces? That’s a big “pause” moment. You need to dig deeper—literally and figuratively.

🐜 Ask your agent: “Do we need a separate pest or mold inspection?”

6. Attic and Insulation

Poor insulation = higher utility bills. Inspectors can also catch signs of previous leaks or inadequate ventilation.

🚩 What Sounds Scary But Isn’t (Usually)

Not everything in the report is a crisis.

  • Peeling paint? Cosmetic.
  • Loose handrail? Easy fix.
  • GFCI outlets not installed? Common in older homes, and cheap to add.

📝 Remember: It’s an inspector’s job to report everything. Don’t panic—just prioritize.

🗣️ What to Ask Your Inspector (or Your Realtor)

  • “What would you fix first if this were your home?”
  • “Is this common for homes this age?”
  • “Does this issue affect safety or function?”

As your realtor, I can help you weigh what’s worth negotiating and what’s just part of homeownership. You don’t need to walk away from a great house over a $200 fix—but you also shouldn’t get stuck with a $10,000 surprise.

💬 Final Thought: Don’t Go It Alone

I always remind my clients—you’re not just buying a home, you’re buying everything that comes with it. Having a trusted inspector and an agent who knows how to interpret the findings is everything.

If you’re house hunting in Madison County, KY, and want a realtor who can help you break down the details with honesty and care—I’m your girl.

Need help interpreting a home inspection report? I’d love to walk you through it step by step.
📲 Message me today 859-200-6513 or visit toddky.com for real talk and real results.

Leave a Reply